Opal Finance offers a range of home loans in Perth. We provide our products, which are done through our affiliated lenders. If you are purchasing or building a new home, or investing in a new property then our absolutely free consultancy services are available to you, at your convenience.
Whether you need advice or want to complete paperwork to start the process of applying for a home loan, our home loan brokers are highly qualified to assist you. We will come to you and completely eliminate the need for you to visit several banks and brokers, to determine which products and prices work for you.
We will structure a home loan and help you look at various forms of home loans to suit your financial needs. Our highly qualified specialists will explain all applications and the procedures involved. It is our commitment to make the application for a home loan, as seamless and stress-free for you, as possible. Our free consultancy services are transparent and you know exactly what you are getting.
Low Deposit Home Loans
Each home loan is different quite simply because they are tailored to suit each person’s financial income and expenses. Opal Finance realises that a deposit plays a large part in making that first step to buying a home. We will help you see the difference between low deposit home loans and the interest rates attached to them. We’ll help you home loans that fit your budget.
Fixed Rate Home Loans
Fixed rate home loans offer stability because you know how much you are paying every month for the foreseeable future. Opal Finance will help you compare the various fees, rates and payments to determine which works best for you. Home loan rates are historically low, please contact Opal Finance today to see if a fixed rate home loan is right for you.
Equity Home Loans
A form of revolving credit. Equity home loans allows you to unlock the capital in your current property for renovations, debt consolidation, tax planning, holidays, personal investment shares and assist in purchasing additional properties. We will help you determine which lenders and products would best suit your needs.
Debt Consolidation Home Loans
Debt consolidation can be a great way to increase your cash flow and savings. There are several benefits to consolidating debt, such as credit cards, car loans, personal loans and many more unexpected expenses. Consolidating allows you to take back control of your finances and keep one record. Our finance specialists will guide you through the various products available from our selected lenders, what their criteria are, and the various fees and rates involved in this specific product. Debt consolidation is also great for financial goal-setting and wealth creation planning.
Low Doc Home Loans for the Self-employed
Low documentation home loans are ideally suited to self-employed individuals who are yet to complete their tax and financial returns. Loan amounts and products vary from lender to lender, which is why Opal Finance are happy to assist with the paperwork and negotiations between our selected panel of lenders. Opal Finance is a low-doc loan specialist with an extensive knowledge and product range to assist most clients.
Opal Finance are award winning home loan brokers in Thornlie, Canning Vale, Southern River, Gosnells, Piara Waters, Harrisdale and many more suburbs.
Contact us today and chat to our financial specialists regarding our many home loan products that can be tailor-made to suit your requirements.